"Excuse me, do you speak English?" a classily dressed men asks my husband as we walk into the Walmart in Chetumal, Mexico.


Looking distraught and confused, he continues, "Sir, I'm a Baptist preacher from Illinois. I have a congregation there, where I preach, and I'm a good Christian man."

"My family and I have been traveling by bus through Mexico, and we've been separated from our luggage. It was sent to Mexico City, but my wife and children are stuck in Escarcega. All of our credit cards, passports and money are in our luggage."

"I'm came here to Chetumal to see if I could find some Americans who might be willing to help my family out. I don't speak very good Spanish. We have to get back to Mexico City to get our luggage, and we need bus fare. I can leave you my wedding ring for collateral, and pay you back via Western Union," he explains lengthily to my husband.

Meanwhile, I'm unaware of what's happening, and trying to do some shopping. It's been a long day of errands in Chetumal, and on the drive here from Bacalar our roof top tent had deployed on the freeway, (for the second time. It did once in Tulum, because the zipper on our cover broke). The poles were all bent and busted, again, as a result.

It was getting late, we still needed to fix our tent, and we only came to Walmart to kill some time (and buy some yogurt without sugar - rare in Mexico) while waiting for a key to be made for a lock on the truck

From across the aisles, I see my husband talking and talking and talking to this large, distinguished looking man. That's nothing unusual, my husband is often talking to strangers.

But as the conversation drags on, I'm getting impatient. I walk back to see if I can hurry it along so we can get on with our lives.

As I near, Greg motions me over, and explains the situation. "He needs some money to get his family back to Mexico City."

Immediately I get uncomfortable. I'm always wary of people who ask for money. Money should be earned, not given, and giving to beggars (or others) only encourages more begging instead of hard work.

The man holds out his hand to me and introduces himself. I can't really understand what his says, due to a thick accent. I eye him up and down. He has nice, black polished shoes, dark slacks, a button-down shirt and a fancy watch.

"What should we do?" Greg asks me.

"I don't know, how much money does he need?"

"Five thousand pesos (about US$400)."

Yowsers! That's a lot. That's almost 25% of what we spend in an average month.

My default in situations like this is to get away from it so that I can think and analyze without the pressure of making a snap decision.

I try to back away, slyly trying to get Greg to follow me, but he keeps returning to Mr. Preacher to get more of his story.

The kids need my attention anyway, so I start walking the aisles with them while they push their child-size carts, trying to get a clear picture on the situation and the appropriate course of action.

I'm afraid. Four hundred dollars is a lot on our limited budget. What if it's a scam, and we never see the money again?

But, on the other hand, my husband often prays that he can be led to those who need his help. What if today, this is that man?

What if he does really need help? We've been in similar situations before, where help is desperately needed, and can only be offered by complete strangers.

All the while I'm wandering and wondering, Greg continues in deep conversation.

"I can't really afford to do this," he explains to the Preacher.

"Yes, sir, I understand. The last thing I want is for your family to be in a hard place. We don't want your children to be suffering," he replies. "We are brothers in Christ. I will most definitely call down the Lord's blessings upon you if you can find it in your heart to help me out in my time of need."

In the men's clothing section, I collect my thoughts. What we really need to do, is finish our shopping and talk about it together before making a decision.

I motion to Greg from across the aisles. He excuses himself and comes over to me.

"What do you think we should do?" he asks.

"We need to walk around and talk about it together."

"He has to get back to his family though. He caught a ride with the Green Angels, and they're waiting for him at the gas station to take him back to Escarcega. We have to decide now.

"I believe him, I think we should do it," he finishes.

Fear seizes me. I make a face.

"Not all of his story makes sense," I retort.

"But you haven't heard all of it. I believe what he says."

"What if it's a scam?"

"Then God will bless us for helping someone out of the goodness of our hearts.  I'm going to do it," he concludes.

I remain silent. What can I say when it comes down to the 'goodness of our hearts." I'm basing my decision off of fear and logic. Perhaps I need a better heart.

He goes to find the ATM, and I continue wandering the store, trying to assuage my fears.

After awhile, I go in search of Greg. I find him at the jewelry count, surrounded by a chaos of children, but I get the gyst that he's having the collateral checked out, and the news isn't good.

Attempting to regain control as we herd away our herd, I finally ask, slightly in jest, "Is it a fake?"

He slowly nods his head…

At this point fear transforms to anger, which comes to a rolling boil. No 'good Christian man' would leave a fake ring as collateral with a promise to pay you back.

Five thousand pesos!!! Four hundred dollars! Gone. Lost. Scammed.

I'm mad at the corruption we've become victim to, upset at my husband for being so hasty to be 'good' and trusting of mankind, and furious that our carefully guarded funds have slipped so easily through our fingers.

I walk away to try and gain some control. Then come back and ask Greg if I can see the ring.

"This is clearly a fake, why didn't you check it out before you handed over the money?"

"I wasn't worried about collateral. I was giving him money because I sincerely wanted to help, collateral or not. And I still believe that even if he chooses to be deceitful, we'll be blessed for our charity," he affirms.

My anger has the best of me now, so I hastily retort, "Sometimes the only blessings we receive are the harsh consequences of our stupid choices, and the wisdom to not do it again!"

At this, he hands me some money and tells me to finish our shopping, I mumble something about not being able to afford it now, then he runs out of the store in a vain attempt to find our swindling preacher.

Leaving the store with our purchases just as Greg returns to look for us, it's no surprise he didn't find the hustler. I'm sure he was long gone, long ago.

The discussion gets a little heated on the way out to the truck, and finally Greg exclaims,

"It was only four hundred dollars! Get perspective. He'll receive his consequences, and we'll receive ours."

Yes. He's right.

Yes, it's only money. It can be replaced. It's only $400, and in the grand scheme of life, that's not that much.

But on the other hand, it's not the $400 that I'm upset about. It's what that money represents.

It's renewed passports for our kids (which expire in April). It's a month's worth of groceries. It's border crossing fees into Belize and Guatemala. It's two months rent at a campground or casita!

And yes, he'll receive the consequences of his deceit, somewhere, sometime. And we'll receive ours - but what if it's not consequences we want? What if we don't receive 'good blessings', just harsh repercussions? You prevent those kind by not making dumb decisions.

During the drive home in the dark I cried. And then I cried more when I remember I don't have a bed to sleep in since mine is busted.

Once we get 'home' to Camp Bacalar, I'm solemn, but my anger has subsided.

My husband patches up my bed, and then sincerely apologizes. Of course he's forgiven, how can I stay mad at someone so wonderful and good?

But forgiveness toward my husband doesn't assuage my other feelings of melancholy, fear, worry and disgust.

Over the next few days the melancholy continues, and I keep reviewing it in my mind, I can't seem to let it go. Greg and I don't discuss it, but we can feel that it's there, like the proverbial elephant in the room.

I'm indignant, cold-hearted and uncaring, which manifests the following day when our long-awaited package arrives (my new camera!). However, there's an additional $1800 pesos in customs taxes, which have been errantly applied.

I'm furious, and I don't want to pay it. The driver tells Greg that they'll take the payment from him, and fire him if we take the package without paying.

"I don't care," I resentfully tell Greg. "So what if he loses his job? Sometimes bad things happen to good people. Why should we have to be victimized again?"

But Greg's goodness wins out once more. We won't purposefully inflict pain on this man and his family.

After hours on the phone with Fedex and customs to resolve the error (which doesn't get resolved the way we want it to), the humble driver returns the next day with our package, and we pay the $1800 pesos.

By now I'm remembering the lessons learned so difficultly during our 'saga.'

Stop fighting. Surrender. Trust. Smile. Everything will be just fine.

"What irks me the most, is that someone would go to so much effort to be deceitful, when they could put that same effort into being successful at an honest profession," I finally blurt to my husband one morning.

"And to be deceitful in the name of God," he agrees.

"It's ironic," Greg continues, "that the day before it happened I was reading about loving your enemies, blessing those who curse you and praying for those you despitefully use you. So I prayed for him."

And I realized he was right. If anyone needed help, it was that man. He needed my pity, not my anger, my prayers, not my cursings.

But even more, I needed them. I needed to forgive and let go. Four hundred dollars can be replaced. Losing money isn't worth souring my soul.

Happiness and peace aren't a result of how much money you have in the bank. They come from choosing to be happy or peaceful, no matter what life brings.

With that small conversation, I accepted our lot, and I knew everything would be okay, even with $400 swindled away.

We trusted. We gave. We lost. We learned. We forgave. We moved on. Life continues. Hopefully I'm better for it.



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19 Responses

  1. Mike

    You certainly have had more than your share of unfortunate misfortunes on this trip. I’m afraid that it would be difficult for me to be so forgiving, at least for a while. We were stung once, years ago near the French Quarter in New Orleans by a man who had come up to us on the street. Now we’re very wary of strangers asking for money. We figure most folks would have other options than approaching people they don’t know on the street — or in WalMart. For instance, almost any church would likely have been willing to help this fine Baptist preacher get in touch with his Illinois congregation which would have certainly taken up a collection and sent it to him by Western Union.

    I hope that you don’t run into any more unfortunate misadventures, just misadventures that turn out positive all the way around.

    • Rachel

      I agree with you Mike. We rarely give money to strangers, in fact, my husbands one regret was that he broke his own rule – giving cash. His preferred method of assistance would be to buy the bus tickets for him, which if he had offered, would have avoided the whole fiasco 🙂 Next time we’ll stick to our rules if we think real help is needed.

  2. Don

    I’m so proud of you for being able to change your perspective. I’ve always believed in giving when asked. I think it fits in with the whole “I was hungry and you fed me, I was naked and you clothed me.” It isn’t for me to know if it is Jesus or not, only to act on my convictions to know that my reward comes later. Maybe they left out the line in the Bible that said “I was a liar and a cheat, but you gave to me anyway.”

  3. shelly

    I’m sad to say that I probably would not have given the money. Even though the money I am given wasn’t earned by me, it was provided by God. Thank you for a reminder that we are all to be giving without thought to the use of our gifts or the intent of the receiver. I feel it is one of the hardest things we are asked to do. Not the giving, that is easy but the TRUSTING. TRUSTING now there is the real challenge.
    If it is of any comfort (and I’m sure it is not much), your financially hard lesson has been of great value to me. Even out of difficult situations God finds the good.

    • Rachel

      Thanks Shelly,

      I am glad to know that our experiences can help others.

      And you’re right – trusting, and continuing to trust mankind, despite the few cheats and liars, is the most important thing to do.

  4. Glenn Dixon

    Here is the bottom line: only panhandlers and con artists approach strangers for money, period. I long ago stopped giving anything (money or otherwise) to any of them. I only wish I could say that my losses had stopped at a mere $400…

    Regarding this particular con, here is where a red flag should have gone up: “All of our credit cards, passports and money are in our luggage.”

    Seriously? Do you put your passport and money in a suitcase and hand it to someone? I wouldn’t.

    Not to beat you up too bad about this, but there is a difference between being a giving person and a gullible person. Be the former, not the latter. 🙂

    I’ll spare you my many other lectures. LOL

    • Rachel

      Yep you are right. Greg’s one regret was breaking his own rule about helping, but not giving cash – if money for food is wanted, buy food. If bus tickets are wanted, buy bus tickets 🙂 That gives you the option of helping, if it’s really needed, and those who really just want the cash, decline the help.

      We’ve learned to stick to the rules…

  5. Daniele Pinna

    This was really a sad story, but I like Greg that kindness is always rewarded, and evil, and also agree that giving money traveling and knowing that it may need is a goodness that involves too many risks.
    My husband and I have followed you, we are also on a long car trip across the Americas, but we go from south to north and are now returning. We are in Mexico, Queretaro and perhaps we’ll meet at some central country.
    Have a good trip and take care.
    Daniele and Leonardo

    • Rachel

      How exciting. Where did you begin? Please keep following, we’re in Belize now, but we’ll be in Guatemala soon.

      • Daniele Pinna

        We are brazilian and get start and Rio de Janeiro. we will following you, we must continue in Mexico for two or three months. Hugs and save travel.

      • Rachel

        Yes, please keep in touch. We are in Belize for 2 more weeks, and then in Guatemala for 3 months.

  6. Gary Owens

    My 26 year old son just called me from South America to say he had just lent a minister AUD$200 and the minister gave him his ring . I googled your story whilst I was talking to Josh and feel so sorry for him trying to do a good act for someone and now feeling very flat . He cant afford to give someone the money but just could not help . It is a shame these things happen , especially to younger people as like all adults they toughen up and then maybe wont help that person who really does need help . Thanks for sharing your post .

    • Rachel

      Wow! That is incredible…There are so many good people out there, but I think we’ll continue to stick to a rule of not giving cash, but assistance and help in other ways.

  7. kylecrum

    Just to let you know, this guy is still at it. We ran into the exact same guy running the exact same scan in Playa del Carmen. Luckily, we are from Chicago so we could ask him pointed questions that he had trouble answering about his congregation, house, etc. The only upside for me was that I dragged him around town for 30 minutes and made him wait for my wife so that I could run everything by her.

    If it’s some consolation, we almost went through with helping him out…and it’s not like we’re not street saavy. We traveled independently for 4.5 years and have heard all the scams. Sometimes our willingness to help overrides our rational side.

  8. RachelDenning

    kylecrum  Crazy! I’ve often wondered what happened to that guy 🙂 We are also usually very wary of helping or giving money…

  9. Oliver

    My friend and I were just scammed $1.2k outside of Mexico City cathedral by a similar man rev Bob King from Chicago, his money was separated from him when taking the bus with his family from Cancun and it was a “blessing” from god that he had met us English speaking boys outside of the church. He began crying and told us it was a miracle and asked if we could lend him money for bus tickets and that we could take his watch or wedding ring as a deposit. He took us straight to an atm and we took out the money for his bus tickets. He held out hands after and said a prayer and he had tears in his eyes and we believed everything. We are first time travellers and after thinking what happening after and reading these similar scams we feel very very stupid and gullible. Never returning to Mexico City and we hope this cold hearted criminal burns in hell taking so much money from two young Australians.


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